Money Isn't Everything
Who says banking must only be about the bucks? Money isn’t Everything, a show published two Thursdays each month, focuses on the broader view of how banking integrates with and influences the lives of consumers and businesses. From financial health to the many unexpected places traditional banking is appearing, the show explores the fringes of change in the industry with early-stage startups, academics, journalists and creative fintech thinkers. It's hosted by Mary Wisniewski, Cornerstone's editor-at-large and long-time fintech reporter.
Money Isn't Everything
U.S. Zip CEO: Stop Judging Buy Now, Pay Later
The U.S. CEO of Zip has heard all kinds of knocks against Buy Now, Pay Later. In a wide-ranging conversation, Joe Heck tells Mary why the critics are wrong and why judgment has no place in personal finance.
Loans through Zip are originated by WebBank.
Show notes:
Chapters:
[0:00] Welcome & Intro to Joe Heck, CEO of Zip
[1:01] Defending BNPL Against the Skeptics
[2:39] From Flint to Fintech: Joe’s Early Money Views
[5:07] Why Budgeting Tools Fail Like Fad Diets
[7:44] The Role of AI in Personal Finance
[10:17] Happy vs. Sad Spending: Making Money Simple
[14:11] BNPL for Groceries & Small Purchases
[18:05] Loan Stacking, Credit Scores & Myths
[26:08] Zip’s Global Roots & BNPL Adoption
[29:38] Final Thoughts & How to Reach Joe
Subscribe to the Money Isn’t Everything podcast here:
https://www.crnrstone.com/gritty-insights/podcasts/money-isnt-everything
